Not everyone is naturally great at staying organized. But if you want to make real progress with your money, it’s time to take control. That’s how you’ll get the big things done — like paying off debt, going on a dream vacation, buying a home, or building your retirement savings.
And don’t worry — you don’t need color-coded folders or perfect spreadsheets to get started.
Here’s a simple plan: seven small steps teachers can take in just seven days to get their money on track.
Day 1: Win Up to $83 Just for Playing Bingo
We all have games we play to pass the time on our phones. This one lets you win real cash — up to $83 every time you play.
It’s a free app called Bingo Cash. When you add $10 to your account, the app gives you a $5 bonus to use in tournaments. You’ll compete against players who are at your same skill level, using the same bingo board. The top three players can win between $1 and $83.
This isn’t one of those apps filled with pop-ups or spam. It has more than a million downloads and over 15,000 reviews in the App Store, with a 4.7-star rating.
Want to try? Just download the free app, add $10, and start playing right away.
Day 2: Get Paid Up to $100 for Sharing Your Opinions
Instead of wasting time debating online with strangers, why not get paid to share your thoughts?
A website called YouGov America pays up to $100 or more to take quick surveys. You’ll give your opinions on everything from politics and the economy to reality TV and celebrities. Your answers help news outlets and companies understand what people are thinking.
Most surveys take just a few minutes, and you’ll earn points that you can trade for up to $100 in cash or gift cards from places like Walmart, Amazon, or Nike. Plus, you’ll get a 500-point bonus when you sign up and another 1,000 points after your first survey.
It only takes a few minutes to join and start earning.
Day 3: Lower Your Car Insurance Bill
Chances are, you’re paying too much for car insurance. Instead of calling around to different companies, try EverQuote.
It’s the largest online insurance marketplace in the U.S. You’ll get quotes from more than 175 companies all in one place. Just answer a few quick questions about yourself and your driving history, and you’ll see your best options.
You could save up to $610 a year — and it only takes a few minutes to check.
Day 4: Win Up to $83 Playing Solitaire
Lots of us already enjoy playing Solitaire on our phones. Now you can play for real money — up to $83 per win.
A free app called Solitaire Cash lets you compete against five or more players with the same deck. It’s all about skill, and the top three players can win cash.
You can join free practice games or enter tournaments starting at $1. Right now, if you add $10 to your account, you’ll get a $5 bonus to use in tournaments.
The app is ad-free and well-rated, with over a million downloads and more than 15,000 reviews averaging 4.7 stars.
Want to give it a shot? Download the free app, add $10, and grab your bonus.
Day 5: Earn $225/Month Watching Movie Previews
Yes — you can actually get paid to watch videos.
With InboxDollars, you could earn up to $225 a month while watching movie previews, baking videos, or even reality TV clips. Plus, you can take short surveys that only take a few minutes.
InboxDollars pays real cash (not points) and has already paid users over $56 million. Signing up takes one minute, and you’ll get a $5 bonus to start.
It’s an easy way to make some extra cash while you’re relaxing on the couch.
Day 6: Let This Site Help Pay Off Your Credit Cards
Making credit card payments but never seeing the balance go down? High interest rates might be the problem.
MoneyLion can help. It matches you with loan offers that have lower interest rates — as low as 5.20% APR. That’s about 70% lower than the average credit card rate. You can use the new loan to pay off all your credit cards, and you’ll have just one lower monthly payment.
If your credit score is at least 620, you could borrow up to $100,000 with no collateral and long repayment terms (up to 144 months).
It takes two minutes to check and see if you qualify to cut your interest rate — and finally make a real dent in your debt.